Adriann B.
3/8/2020
This was our third loan with Terry! We decided to refi after he informed us of the new lower rate available to us and as in the past the experience was smooth and fast- no surprises. I appreciate...
GEM Mortgage
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27893 Smyth Dr Fl 2
Valencia, CA 91355
GEM Mortgage, a division of Golden Empire Mortgage, is a highly respected lender in the mortgage industry with nearly 30 years of experience. They offer a wide variety of loan programs, including FHA, conventional fixed rate, VA, and adjustable rate mortgages, to meet the specific needs of their clients. With competitive rates and the assistance of a seasoned customer support team, GEM Mortgage is dedicated to guiding homeowners through the often complex process of choosing and obtaining the perfect home loan.
First-time homeowners can benefit from FHA insured loan programs, which allow for easier qualification with as little as a 3.5% down payment. Conventional fixed rate loans, available through Fannie Mae and Freddie Mac, offer stability with fixed rates and payments for up to 30 years. VA home mortgages are designed to help veterans and active duty military afford the homes they deserve, while adjustable rate mortgages provide flexibility with adjustable interest rates after a fixed rate period. GEM Mortgage also offers down payment assistance options for homeowners in search of the perfect home financing solution.
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Reviews
5.012 reviews
Nicole B.
6/12/2019
Our last lender was a nightmare to deal with so I wasn't sure what to expect. My experience with Terry was a complete 180 from my last experience. He is very easy to connect with, kind,...
Donna S.
1/24/2020
I was referred to Terry from my real estate agents when I was looking for a house to purchase in the area. Terry was amazing! He helped me through the entire loan process and made it painless for...
Heather B.
6/13/2019
Terry and his team were amazing to work with! They got me through my refinance quickly, while making it simple for me. Terry was always available and very patient with all of my questions.
Jordie M.
1/4/2020
Terry Bleecker with GEM Mortgage is amazing! We had such a great experience working with him when we bought our house. He is very knowledgeable and gives helpful and, most importantly, honest...
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