Fundamental Financial Services

With fluency in Korean, Jimmy proudly serves clients nationwide. Jimmy has 26 years of experience as a Senior Home Lending Advisor and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, vacation home financing, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Jimmy is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Jimmy can help you get a clear picture of what might work best for you. Jimmy will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Jimmy wants to ensure that you have a positive home lending experience.

SpecialtiesFHA HECM - Home Equity Conversion Mortgage REFINANCE - Fannie Mae, Freddie Mac, FHA FHA Multi-Family (1-4 units) Loans FHA DACA - Deferred Action for Childhood Arrivals CalHFA 100% Financing 0% APR Closing Cost CHENOA 100% Financing 3% Down payment First time Homebuyer ITIN only loan programs Home Repair loans