Fred Howarth
TBG West is an independent, full-service broker specializing in disability, long-term care, and group life insurance solutions for partnerships and corporations. With over two decades of experience, they analyze existing plans, negotiate with insurance carriers, and provide customized enrollment, billing, and customer support services.
By leveraging their carrier relationships and expertise, TBG West helps companies develop high-quality and cost-effective benefit offerings. They also offer claim assistance and walk partners through the entire claims process, ensuring a seamless experience. With their comprehensive services, TBG West has become the premier consultant in the U.S. for group and individual disability insurance, long-term care, and group life insurance plans.
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