Flagstar Bank

Westamerica Bank is a regional community bank that operates more than 80 branches throughout Northern California. It is owned by Westamerica Bancorporation, a holding company established in 1884. The bank offers a variety of checking and savings accounts, certificates of deposit, individual retirement accounts, account reconciliation services, mortgage financing, ATMs and various merchant services. It provides merchant cards, Internet and phone banking, overdraft protection, cash management and direct deposit services. Additionally, it offers various types of loans that include real estate, home, automobile, personal, construction and commercial loans. The bank provides a range of financial services that includes investment management, legacy planning, college funding, asset protection, risk management and trust services. Westamerica Bank has one of its locations in Lakeport, Calif.