First Rate Mortgage

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3100 Mowry Ave Ste 401
Fremont, CA 94538
+1 (510) 793-7283
http://www.firstratemortgage.com

First Rate Mortgage, based in Fremont, CA, has been assisting clients with their real estate financing needs for over 22 years, specializing in a wide range of loan options including FHA, VA, jumbo, and hard money loans. The company prides itself on providing exceptional service to both first-time home buyers and experienced developers, ensuring that borrowers of all credit types find the right mortgage solution for their budget.

With a strong emphasis on borrower education, First Rate Mortgage offers a streamlined pre-approval process that can be completed in as little as 24 hours. Their dedicated Mortgage Analysts guide clients through the complexities of home buying and refinancing, helping turn financial aspirations into reality.

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4.59 reviews
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Narda M.
8/27/2021

Bob is extremely knowledgeable and helpful! I'm a very busy business owner, in addition to getting me a GREAT rate, he made my refinance process seamless and effective. He was patient and...

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Kyle K.
11/24/2025

This guy is somehow a "supervisor" and the worst human being Ive ever dealt with. He just suddenly took over as my regular goes on vacation RIGHT before I need to sign with the notary. First guy...

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mike M.
6/12/2019

I have been dealing with Bob for over 15 years and have never seen a snag of any sort with any of my financing needs. I have had refi loans as well as commercial loans done by him without any...

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Carlos S.
12/15/2020

If you are looking for a professional to help you with your mortgage, you've found the right place! Bob Manseau guided us through our home buying process with unfailing patience and efficiency,...

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Bing B.
11/5/2020

Thank you to Bob Manseau and first rate mortgage! My wife and I were first time home buyers and Bob at first rate mortgage guided us through the loan process with great insight and patience. Bob...

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