First Nations Home Finance

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2890 Pio Pico Dr Ste 100
Carlsbad, CA 92008
+1 (800) 638-9999
https://lowerealestatehomeloans.net

History

Since 1995, First Nations Home Finance has been an authorized FHA/HUD Direct Endorsement lender. First Nations is approved to fund FHA purchase or refinances loans, 203(k) rehabilitation loans, and FHA to FHA streamline refinance loans with and without appraisals, as well as reverse mortgages. First Nations Home Finance is an authorized Fannie Mae Seller. We have VA Automatic status including LAPP Authority with VA so if you are a Veteran, we not only appreciate your service, but we can provide you with competitively priced VA Guaranteed loan programs. Ask about our VA Interest Rate Reduction Refinance Loan (IRRRL) product.

Specialties

San Diego County mortgages, home loans and refinances, including VA Zero down, FHA 3.5% down, USDA rural loans, Conventional 97% and below loans, No Mortgage Insurance options, and reverse mortgages First Time Home Buyers. Serving North County Carlsbad, Vista, Oceanside, San Marcos, Escondido, Encinitas, Solana Beach, Del Mar. San Diego, La Mesa, El Cajon, Chula Vista

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Reviews

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4.04 reviews
Ben D.
10/8/2014

Let me first start by saying this was my first home purchase. John provided me with all the information and guidance that I needed to keep the my loan approval moving forward. John kept in contact...

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Louis D.
6/30/2014

I worked with John Kilby to refinance my home and he got me a great deal! Mr. Kilby strives to provide excellent customer service and puts customers first. He is easy to work with and does a great...

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Scott P.
7/31/2014

I have been working with John for many years, if you are looking for a honest and hardworking individual John Kilby is your answer.

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T H.
5/5/2015

I used First Nations when refinancing my home in 2013. I used them on the original purchase based on a recommendation and went back because everything had gone smoothly. I now feel like that...

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