FHL Bank

Federal Home Loan Bank of San Francisco helps meet the borrowing needs of communities by providing wholesale credit products and services to member financial institutions. The bank is privately owned by its members, which include commercial banks, savings institutions, credit unions, thrift and loan companies and insurance companies headquartered in Arizona, California and Nevada. It is part of a network of more than 10 regional Federal Home Loan Banks chartered by Congress in 1932 to provide low-cost credit to residential housing lenders. Federal Home Loan Bank makes credit available so local financial institutions can make home mortgage, commercial real estate, small business and other loans. The company also contributes 10 percent of its income to the Affordable Housing Program, which provides grants to create affordable housing for lower-income households.

FHLBank San Francisco is a privately capitalized, member-owned cooperative that provides reliable and competitively-priced liquidity and grants to member financial institutions in Arizona, California, and Nevada. Through their funding solutions, they support affordable housing initiatives and foster economic development to enhance community resilience. With a diverse membership that includes banks, credit unions, and community development financial institutions, FHLBank San Francisco offers access to various financial products such as advances and community grant programs. Their commitment to affordable housing has helped countless families achieve homeownership and has played a vital role in community revitalization efforts across their service areas. Generated from the website

Visit us at 295 Bush Street, San Francisco, CA 94104. Bank of the West is a trade name of BMO Harris Bank N.A. who provides checking, savings, credit cards, mortgages, auto loans, business banking, commercial banking and more. BMO Harris Bank N.A. Member FDIC. Equal Housing Lender.