Desert Valleys FCU

HistoryDesert Valleys Federal Credit Union opened on July 11, 1946 with a small branch in the desert community of Trona, CA to provide the plant workers of American Potash Chemical Company a place to cash their payroll checks. After over 50 years of service to the Trona community, in May 1999, we expanded our field of membership to include the neighboring communities of Ridgecrest, California City, Boron, Lone Pine, Bishop, and Lake Isabella. Additionally, we opened our second branch location in Ridgecrest in 1999 on Balsam Street. This allowed us to serve many of our current members and open our doors to many new ones.SpecialtiesDesert Valleys is a full service financial institution built on the roots of the cooperative credit union movement. We are a not-for profit and democratically controlled financial institution which is owned by the members it serves. Serving the communities of Ridgecrest and Trona, our credit union provides personal one-on-one service to ensure our members achieve personal financial success. We specialize in rebuilding member credit by providing loan products and services. Our loan products include personal debt consolidation, solar loans, new and used auto loans, mortgage products, payday loan alternatives, and recreational vehicle loans. Additionally, the credit union offers a no-cost checking and debit card services to members to help them re-build a banking relationship.