DebtWave Credit Counseling

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1835 S Centre City Pkwy, #A
Escondido, CA 92025

DebtWave Credit Counseling, Inc. is a nonprofit consumer credit counseling service based in San Diego since 2001. Their team of certified credit counselors focuses on helping individuals eliminate credit card debt and adopt healthy financial behaviors.

Through their debt management program, DebtWave offers lower interest rates and monthly payments to assist clients in becoming debt-free within three to five years. Additionally, their community outreach team provides free financial education workshops to youth, military personnel, and low-to-moderate income families in the San Diego area.

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5.021 reviews
Tammy G.
7/1/2025

I can't say enough good things about my experience with DebtWave Credit Counseling. From the very first call, their team was compassionate, knowledgeable, and completely non-judgmental. They took...

Melanie S.
10/10/2025

Holly, is the best! I love how patient she is. she has helped me lower my debt by helping me make adjustments to my financial situation and giving excellent advice! I highly recommend this company...

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Mylesha D.
1/6/2023

I've been working with DebtWave for going on 3 years now to pay of some old debt from college and they have been nothing short of great. They are not a consolidation company, meaning they already...

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Laura S.
5/3/2024

I've been with DebtWave for 18 month because I couldn't keep up with my minimum payments and that didn't even pay down the principal. Debt wave has me down $1500 and I can afford the payments and...

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Nick H.
9/17/2022

I am a very, very happy client of DebtWave. I was in a very bad spot, and they were kind, understanding, and helpful. They solved my problem, which would have resulted in bankruptcy had it not...

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United StatesCaliforniaEscondidoDebtWave Credit Counseling