Day One Credit

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400 N Johnson Ave
El Cajon, CA 92020

Day One Credit is a specialized car financing company based in El Cajon, CA, that exclusively works with customers who have filed for bankruptcy. They offer bankruptcy car loans to help individuals rebuild their credit and get back on track. With a focus on providing a fresh start, Day One Credit helps customers restore their credit, get out of bad loans, and improve their ride by offering a great selection of top-notch late model vehicles. With their unbeatable experience and relationships with specialized lenders, Day One Credit provides customers with the opportunity to apply for a bankruptcy car loan with no money down and payments that fit their budget.

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4.548 reviews
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Lulu O.
6/20/2023

I cannot believe how amazing this experience was. Ali was just great! No hassling, straight to the point and very friendly. The process was so easy and they made you feel at ease. There was no...

Alphonso E.
10/2/2025

I got something in the mail from this company. Now I have over 30 hard inquiries on my credit report within 2 hours.

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Kim Y.
5/30/2025

Day One Credit is A-1. I recently filed bankruptcy and the discharge has not taken place yet. I had no idea who they were when Ali reached out to me. I thought it was another "We may be able to...

Tj E.
9/2/2025

False advertising click bait. Says they can get you approved but then say they can't. Do not waste your time

Tiffany L.
12/18/2024

The process was fairly quick and easy, the car options were not the best. I ended up with two vehicles that had multiple issues. The company that go through for vehicles are not thoroughly...

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United StatesCaliforniaEl CajonDay One Credit