Dave Pennington -CrossCountry Mortgage

Closed
yelp logo

(366)

Photos

322 Encinitas Blvd Ste 170
Encinitas, CA 92024
With 18+ years of experience as a Loan Advisor, David Pennington takes pride in providing his clients with exceptional service and accurate loan information to fit their personal financial needs. His business background and comprehensive mortgage experience enable him to educate and assist his clients in all aspects of the purchase or refinance of their properties throughout California.His education and professional career have been exclusively focused on examining and understanding the financial industry. At the University of Wisconsin at Madison, David achieved a Bachelor of Business Administration in Real Estate and Urban Land Economics with a minor in International Business and German. He has worked as a direct lender, mortgage consultant and is a licensed Real Estate Broker. Davids experience includes working as a Client Services Representative at US Bancorp Investments where he perfected his customer service skills.This extensive knowledge of the financial industry allows David to determine the best possible strategies and solutions for his clients. David is skilled at finding fast and affordable FHA, VA, conventional and jumbo financing. In addition, he has been honored for 8 years as a 5 Star Mortgage Professional by the San Diego Magazine. All of Davids clients are pleased with their loans, and he has a five-star rating on YELP praising his accessibility, communication and attention to detail. Dave is thankful for dedicated clients and agents. As his business is built entirely on referrals, Dave continues to ensure that all clients have a positive experience. NMLS: 304758, Branch NMLS: 2338410

Reviews

yelp logo
5.0366 reviews
Zach H.
9/2/2025

This was only my second personal home purchase and I wasn't sure where to go... Dave and his team left have left me with no doubt on any future home loans I might pursue. Attention to detail,...

Photo of Eric B.
Eric B.
8/20/2025

Dave has made my entire refinance process seamless and stress-free. Friendly, knowledgeable, competent, communicative. I couldn't ask for anything more!

Donna C.
10/1/2025

Dave contacted us as soon as the rates dipped and was able to lock our rates to give us significant monthly savings. He's the best at what he does!

Photo of Justin C.
Justin C.
6/20/2025

Dave just made happen, we actually crossed over from another lender that couldn't get this deal together come together. Dave might have wanted to egg our house during the process but he got it...

Photo of David W.
David W.
6/20/2025

Working with Dave is always pleasurable, he makes the process smooth and easy to understand. Mortgage applications can be tricky but Dave has a great way of explaining everything and always is...

Own this business?
See a problem?

You might also like

United StatesCaliforniaEncinitasDave Pennington -CrossCountry Mortgage

Partial Data by Infogroup (c) 2025. All rights reserved.

Partial Data by Foursquare.