Carrie Nicholsky at Homeowners Financial Group USA

For over 25 years, I have made my career in the personal finance and mortgage lending industries. I have helped thousands of families and individuals to achieve their dreams of homeownership; this is my passion and it's the achievement I am most proud to have accomplished. Helping service members with VA loan programs is my specialty and is near and dear to my heart. I also frequently work with first time homebuyers. Thanks to the strength of Homeowners Financial Group - a national lender whose only business is mortgages - I am able to offer borrowers a comprehensive selection of mortgage programs.I am a California native, who spent a few years outside the state, earning my bachelor's degree in Finance from the University of North Texas. California called me back home, and I have now lived in Lodi for the last 23 years with my focus being exclusively on the mortgage business in that time.I am currently a Licensed Mortgage Professional in California, and my goal is to open the door to homeownership and make dreams become a reality.When not helping clients, I adore anything and everything that includes family - quality time at home, being outdoors, staying active in our vibrant community to name just a few of the pursuits that bring me joy. Through both my business and personal life, I have gained a deep understanding of the importance of homeownership and the residential real estate markets in communities throughout California.