California Fair Plan Assn

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3435 Wilshire Blvd Ste 1200
Los Angeles, CA 90010

The California FAIR Plan Association, based in Los Angeles, CA, offers basic fire insurance coverage for high-risk properties in California when traditional insurance companies are unable to provide coverage. Property owners can work with licensed insurance agents or brokers registered with the FAIR Plan to access tailored insurance policies for dwellings and commercial properties.

Established to ensure all California property owners have access to essential fire insurance, the FAIR Plan provides a temporary solution for those unable to secure coverage in the traditional insurance market. In addition to basic fire insurance, the FAIR Plan offers optional supplemental coverage and assistance in finding Difference in Conditions policies for comprehensive homeowners insurance.

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Reviews

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1.521 reviews
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Steve L.
11/21/2015

If you have been cancelled due to high brush or fire hazard and nobody else will insure you, California Fair Plan is there for you. It is somewhat of a hassle you have to show at least 3...

Eddy
9/2/2025

My husband and I received our annual renewal notice for our homeowners insurance with California Fair Plan, and I am beyond appalled and frustrated to see that our rate DOUBLED. No one at Cal Fair...

Eddie J.
1/28/2025

The company is so full of problems that it's impossible to quantify them. The newly implemented system, doesn't work properly and is the epitome of inconvenience. The system is so bad, it makes...

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Bill B.
12/13/2023

Mortgage company paid my premium on Nov. 30. Balance was due Dec. 10. My policy status on the website says "Cancelled." Yesterday on hold for over 3 hours. Today, I've been on hold for more than 2...

Patti C.
5/9/2024

I have a broker who I've had for awhile. It took him 6 months to acquire a FAIR plan policy for me!!! I'm leaving this forsaken state! California is in big trouble. How will mortgage holders...

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