I have been a Bay Federal customer for many years. I took a hiatus when I could save some money and have a decent ROI with USAA accounts, insurance, and CDs; but I am back with Bay Fed now...
Bay Federal Credit Union
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Bay Federal Credit Union, located in Scotts Valley, CA, is dedicated to supporting the financial goals of its members through a variety of services, including loans, credit cards, and investment options. The credit union is actively engaged in the communities it serves by participating in corporate sponsorships and volunteer activities.
Offering competitive rates on deposit accounts and loans, Bay Federal Credit Union specializes in personalized financial solutions tailored to individual needs. With new branches and expansion plans, they continue to enhance their commitment to providing quality banking experiences for their members.
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Reviews

Just dropped in to my local Bay Fed ( customer over 20 years now). I spent the last hour being so well cared for by Juan Aguilar, negotiating debt consolidation. Walking out with a small knowing...

They are now charging $3 for cash for other Credit Union debit cards. Going to Safeway for cash is a much better alternative.

Went in yesterday and Cassy R helped me and I had wonderful experience. Super knowledgeable and very friendly!

Juan Carlos Valtierra - Loan Officer at Bay Fed is awesome! Efficient, accurate and fast. We were in Brazil and needed a pro to get it done whilst we were 7-k miles away; and he did,...
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