Bay Cities Credit Union

Bay Cities Credit Union is a full-service financial cooperative. Bay Cities offers a complete line of financial products, such as land, construction, vacation homes, vehicle, personal, share secured, education, home purchase, equity and mortgage loans, Visa credit cards and first mortgage refinances. Bay also offers products include share savings, individual retirement savings, club, share draft and checking accounts, free regular checking, money market plus checking, check cards, reorder checks, investment accounts, share certificates, and health savings accounts. Additionally, the credit union provides night depository, personal teller, 24-hour telephone banking, American Express gift cards and travelers checks, money orders, wire transfers, notary service, credit life, and disability insurance, guaranteed asset protection insurance, extended warranties, periodic payments, online banking and car buying assistance. It has branch offices in Hayward and San Leandro, Calif., and is federally insured by the National Credit Union Administration.