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HistorySince 2006 AFS has been assisting small businesses across the USA with their working capital needsSpecialtiesAmerican Finance Solutions is your small business working capital solution. We specialize in offering retail, restaurant and service businesses nationwide a unique funding solution. We offer fast, low-documentation merchant cash advances - even if your credit is less than perfect. Basically, American Finance Solutions will purchase a percentage of your future credit card receipts and advance those funds to you up-front. You use the money without restriction. We then deduct a small percentage daily from your credit card sales. It's that simple. AFS is investing in your business. You use the funds to build and grow. We collect from your growth.