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1266 Soquel Ave
Santa Cruz, CA 95062

Bay Federal Credit Union is a community-focused financial institution dedicated to helping members achieve their financial goals through a variety of products and services, including loans, credit cards, and investment options. Committed to sustainability and community engagement, the credit union actively participates in local sponsorships, donations, and volunteer initiatives.

With competitive rates on deposit accounts, loans, and personalized financial strategies, Bay Federal Credit Union aims to provide exceptional banking experiences that cater to individual needs. Whether it's offering first-time homebuyer assistance or tailored investment portfolios, the credit union is consistently looking to enhance its members' financial well-being.

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