American Income Life: Nicole Sanders

Pinpoint Lending, located in Corona, CA, specializes in providing personalized mortgage solutions tailored to meet the unique needs of first-time homebuyers and those looking to refinance. Their extensive range of loan options includes 30 and 15-year fixed mortgages, adjustable-rate mortgages, FHA, VA, and conventional loans, among others. The experienced team of mortgage advisors at Pinpoint Lending is dedicated to guiding clients through the loan process efficiently and confidently, ensuring competitive rates and fast funding. With various financial tools and calculators, they help clients analyze their options and make informed decisions for their home financing needs. Generated from the website

As a financial advisor for over 18 years as well as an active member of the local community, Thomas Sandkamp is dedicated to helping individuals and businesses build their financial futures and understand their true goals while evaluating current investment risk. To stay on top of his field and develop his professional skills, he regularly attends independent industry training and certification programs throughout the country. Thomas is also an Accredited Investment Fiduciary and holds the (AIF) designation.

First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.