Allstate Personal Financial Representative: Raymond Arroyo

After building a career based on a client-first philosophy, the firm Tony Krvaric worked for was bought by two different banks in less than one year, and things dramatically changed. Adherence to the Golden Rule was supplanted by a big corporation mentality, bureaucracy, quotas, and proprietary products. After ten years in the business, Tony Krvaric decided his clients deserved better and founded his own firm in December of 2007 based on core values of independence, unbiased advice, personal service, and open architecture investment solutions; Krvaric Capital & Risk Management.