Southern Bancorp

Founded in 1912, Commercial Bank and Trust Company offers community banking services and customized products through full-service banking facilities. The bank provides a spectrum of investment management services and financial products for risk management and wealth planning. Its traditional products include individual retirement, checking, savings and money market accounts; commercial, personal and mortgage loans; and certificates of deposit, as well as cash and asset management; trust and retirement solutions and 24-hour banking services. In addition, Commercial Bank and Trust Company offers management of tax-advantaged savings plans, payment card solutions, electronic payments and remittance delivery services.

Established in 1928, Smackover State Bank is a full-service provider of banking and financial services. The bank offers services, such as banking and customer/loan services. Located in El Dorado, Ariz., the firm provides a range of home/small business/auto and commercial loans, to name a few. It has deposit accounts, such as checking/savings accounts, among others. Smackover State Bank is a member of the Federal Deposit Insurance Corporation (FDIC). The bank serves individuals, families and businesses in South Arkansas.

First Financial Bank Agriculture Lending is a division of the First Financial Bank. It provides long-term and fixed-rate loans to the poultry industry for the construction of new poultry farms, purchasing existing operations and refinancing. First Financial Bank Agriculture Lending offers a variety of products, such as fixed- and variable-rate and construction fixed-rate loans. First Financial Bank, established in 1934, offers a wide range of financial services and products, including savings and checking accounts, automatic overdraft privileges, direct deposit debit and credit cards and safe deposit boxes. First Financial Bank Agriculture Lending is located in El Dorado, and has branches in Mena, Morrilton and Fayetteville, Ark. It also has branches in Nacogdoches, Texas; Elizabethtown, Ky.; Carthage, Miss.; and Gainesville, Ga.