The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides access to thousands of surcharge-free ATMs across the United States. Cardholders can easily check for participation by looking for THE EXCHANGE logo on their debit cards or by confirming their bank's membership in the network.

Designed for both local users and travelers, The Exchange Network facilitates convenient cash access through partnerships with the Allpoint Network and Accel Debit Payments Network. Users can enjoy seamless transactions for withdrawals, deposits, and pin changes without incurring additional fees.

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