The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a system for Canadians to access cash in the U.S. without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM near them and make withdrawals, deposits, and PIN changes seamlessly.

Cardholders can verify their eligibility by checking for the Exchange logo on their debit cards or by confirming their bank's membership in the network. The Exchange Network also offers a mobile app, compatible with smartphones, iPads, and Apple Watches, to enhance the user experience while traveling.

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