ATM

First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.

Silicon Valley Bank in Scottsdale, AZ is a financial institution that provides banking services tailored to technology and life sciences companies. With a focus on innovation and entrepreneurship, the bank offers specialized financial solutions to support the growth and success of its clients in the tech and life sciences industries. Generated from their business information

SpecialtiesWaterstone is also a Fannie Mae and Freddie Mac approved Seller/Servicer which allows our clients to benefit from enhanced product offerings and a more flexible approval process. All of our conventional and government loans are processed, underwritten and closed locally by people who understand. Mortgage Corp. is one of very few lenders participating in the HARP 2.0 program, featuring unlimited LTV/CLTV ratios. We take pride in closing purchase/refinance loans quickly and accurately, during the start and throughout our new customer relationship. After closing your loan, I hope that you would consider me for any future lending needs nd posssibly the honor of helping your friends and family, our style is not to 'kick you to the curb