Agrandar Associates Inc.

ING Funds is a subsidiary of ING Insurance Americas, a company that offers individual, business and institutional customers financial products and services in insurance, investment, asset management and Internet banking. ING Financial Services provides retail and institutional clients with products and services in retirement services, annuities, life insurance, employee benefits, mutual funds, financial planning, reinsurance and institutional markets. ING Investment Management provides asset and relationship management services for institutional clients. Other ING businesses in the United States include mutual funds, employee benefits, personal Internet banking through ING DIRECT, reinsurance, real estate investment through ING Clarion and clearing services through Primevest. The company s parent, ING Group, employs more than 112,000 employees and provides banking, insurance and asset management to more than 60 million clients in more than 50 countries. ING Funds maintains offices in Scottsdale, Ariz.

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