North Alabama Educators Credit Union

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107 US Highway 31 S
Athens, AL 35611

North Alabama Educators Credit Union (NAECU) was established in 1955 to cater to the financial needs of employees in the local educational sector. Originally founded in Huntsville, Alabama, NAECU has expanded to include branches in Athens and Madison, as well as access to over 5,000 branches through the CO-OP Shared Branching Network. With a member base of over 11,000, NAECU has amassed more than $127 million in total assets.

Operating under the mantra of "Not for Profit, not for Charity, but for Service," NAECU prioritizes serving its membership above all else. Members of NAECU are considered owners of the credit union, entitling them to benefits such as competitive loan rates, attractive savings rates, and reduced service fees. This member-centric approach underscores NAECU's commitment to providing valuable financial services.

NAECU distinguishes itself by offering a range of financial products and services, including loans, real estate financing, and various account options. With a focus on empowering members and fostering financial well-being, NAECU stands as a trusted institution dedicated to serving the local educational community and beyond.

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Reviews

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3.52 reviews
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Pamela M.
12/21/2023

The people here are just the nicest! I've banked with them a while, a few minutes let's say. This branch is full service with a drive through and about 5 teller windows and several offices. Today...

Chris M.
9/22/2025

DrI've to Madison .. much much friendlier staff . we've been members for many years and service has went downhill in past several years at the Athens Branch .

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