FBDC Financial Corp

Merit Bancorporation, Inc., headquartered in Huntsville, Alabama, is a full-service commercial bank dedicated to providing local community banking services complemented by best-in-class banking technology. The institution offers a wide range of personal and business banking products and services, including checking and savings accounts, consumer lending, and various online banking solutions. With a commitment to helping customers achieve their financial goals, Merit Bank emphasizes exceptional customer service and accessibility through advanced digital tools. The bank also specializes in business lending, agricultural loans, and treasury management services, making it a vital resource for both individuals and businesses in the region. Generated from the website

First Southern State Bank is a community bank serving Jackson and Dekalb Counties in Alabama since 1910. The bank is located in northeast Alabama, with offices in Stevenson, Higdon, Scottsboro, Rainsville and Fort Payne. Personal banking services include regular checking accounts, convenience checking accounts, student checking accounts, privilege checking accounts, thrift checking accounts, money market accounts and money prime accounts. Commercial accounts include business checking accounts, small business deposit accounts, and church, civic and nonprofit organization accounts. Investment services include savings accounts, certificates of deposit, individual retirement accounts, automatic teller machine banking and direct deposit. The bank also provides real estate, agriculture, commercial and consumer loans. First Southern State Bank has a location in Stevenson, Ala.

Peoples Independent Bank provides a wide range of financial services for businesses and individuals. The bank features checking, savings and money market accounts, debit cards, certificates of deposit, IRAs and direct deposit services. Its lending capabilities include auto, education, personal, construction and mortgage loans. Peoples Independent Bank assists businesses with account reconciliation, automatic transfers, collections, night depository and merchant services. The bank s online module enables customers to access accounts, pay bills and transfer funds. It is a member of the Federal Deposit Insurance Corporation. Peoples Independent Bank has a location in Boaz, Ala.