Bancindependent, Inc

Founded in 1988, First Metro Bank is an institution that provides personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, money market accounts, safe deposit boxes, home equity loans, personal and automobile loans, construction loans, lines of credit, mortgages and overdraft protection. Its business banking products and services include checking and savings accounts, cash management, wire transfers, lines of credit, Small Business Administration loans and loans for commercial property. The company operates branch offices in Tuscumbia, Russellville, Florence, Lexington and Greenhill, Ala. First Metro Bank is headquartered in Muscle Shoals, Ala.

Founded in 1935, First Southern Bank, formerly known as the First Federal Savings & Loan Association, provides full-service banking to individuals, families and businesses through its five offices in Lauderdale and Colbert counties in Alabama. Its employees are involved in several civic organizations, such as Shoals Chamber of Commerce, Civitan Clubs, Kiwanis Clubs, Rotary Club, Easter Seal Center, W. C. Handy Festival, Helen Keller Festival, Shoals Crisis Center and American Red Cross. The bank provides checking and savings accounts and personal and business loans. First Southern Bank offers several mortgage and loan options for the purchase of vehicles and homes, as well as finance construction. The bank also offers online banking, money management, financial consulting, and trust and estate planning services.

Valley State Bank is a financial solution provider based in Russellville, Ala. Established in 1985, the bank offers a series of banking solutions, including checking, saving, certificates of deposits, individual retirement accounts, money cards and personal loans. In addition, the company offers commercial, commercial quality, student and personal checking accounts. Additionally, the firm provides a variety of loan services for real estate, home improvement, construction and mobile home. Valley State Bank is a member of the Federal Deposit Insurance Corporation (FDIC).