The exchange network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across North America. Members can easily locate ATMs and enjoy convenient banking services, including withdrawals and deposits, without incurring additional fees.

For those traveling to the United States, Exchange cardholders can utilize their debit cards at ATMs within the Allpoint Network or Accel Debit Payments Network, ensuring seamless access to cash while abroad. The network is designed to enhance the banking experience for users by eliminating ATM surcharge fees and offering a user-friendly app for easy navigation.

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