The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs, ensuring that users can easily find an ATM nearby. Cardholders can verify their membership by checking for the Exchange logo on their debit cards or by confirming if their financial institution participates in the network.

In addition to local access, the Exchange Network offers Canadian debit cardholders the ability to withdraw cash while traveling in the United States through the Allpoint Network or Accel Debit Payments Network. The service is designed to enhance convenience and reduce fees for users both at home and abroad.

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