The Exchange Network
The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across North America. Users can easily identify their participation in the network by checking for the Exchange logo on their debit cards or confirming membership with their financial institution.
In addition to offering convenient ATM access, the Exchange Network allows Canadian travelers to use their debit cards for cash withdrawals through the Allpoint Network and Accel Debit Payments Network while in the United States. The network is designed to enhance the banking experience by eliminating ATM surcharge fees for its members.
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