The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily locate participating ATMs and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

For those traveling to the United States, Exchange cardholders can utilize their debit cards to access cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network aims to enhance the banking experience by eliminating ATM surcharge fees and ensuring easy access to funds for its members.

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