The exchange network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily find participating financial institutions and utilize their debit cards for convenient cash withdrawals and deposits without incurring additional fees.

For those traveling to the United States, Exchange cardholders can continue to access their funds through the Allpoint Network or Accel Debit Payments Network. The network aims to enhance the banking experience by eliminating ATM surcharge fees and ensuring easy access to cash wherever users may be.

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