The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily find participating financial institutions by checking for the Exchange logo on their debit cards or by verifying their bank's membership in the network.

In addition to local access, Exchange cardholders can utilize their debit cards while traveling in the United States through the Allpoint Network or Accel Debit Payments Network. This service ensures that users can conveniently withdraw cash without incurring additional fees, whether at home or abroad.

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