The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across Canada and the United States. Members can easily locate ATMs through their app and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

For Canadians traveling to the U.S., The Exchange Network allows users to access cash through the Allpoint Network or Accel Debit Payments Network, ensuring seamless transactions while abroad. Cardholders can verify their membership by checking for the Exchange logo on their debit cards or confirming their financial institution's participation in the network.

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