The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, offers Canadians a convenient way to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy seamless transactions including withdrawals, deposits, and PIN changes.

For Canadian travelers heading to the U.S., Exchange cardholders can continue to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The Exchange Network also provides a mobile app for easy access to ATM locations and account management on smartphones, iPads, and Apple Watches.

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