The Exchange Network
The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across Canada and the United States. By checking the back of their debit cards, users can confirm their participation in the network and enjoy convenient cash withdrawals, deposits, and PIN changes without incurring additional fees.
For those traveling to the U.S., Exchange cardholders can utilize their debit cards at ATMs through the Allpoint Network or Accel Debit Payments Network, ensuring easy access to cash while abroad. The Exchange Network also offers a mobile app, available for smartphones, iPads, and Apple Watches, enhancing the user experience and facilitating ATM location searches.
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