The exchange network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across North York, ON, and beyond. Cardholders can easily find participating ATMs and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

For those traveling to the United States, Exchange cardholders can utilize their debit cards at ATMs through the Allpoint Network or Accel Debit Payments Network. The Exchange Network aims to enhance the banking experience by ensuring easy access to cash while minimizing costs for its members.

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