The exchange network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs, ensuring that users can conveniently find an ATM nearby. Cardholders can check for membership by looking for The Exchange logo on their debit cards or confirming with their financial institutions.

In addition to local access, The Exchange Network allows users to withdraw cash while traveling in the U.S. through the Allpoint Network or Accel Debit Payments Network, making it easy for Canadians to manage their finances abroad. The network supports various transactions, including withdrawals, deposits, and PIN changes, all without incurring surcharge fees.

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