The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadian debit cardholders with access to thousands of surcharge-free ATMs across Canada and the United States. Members can easily locate ATMs and enjoy benefits such as free transactions, withdrawals, deposits, and PIN changes.

With the Exchange Network, users can continue to access their cash while traveling in the U.S. through the Allpoint Network or Accel Debit Payments Network, ensuring convenience and cost savings during their travels. The network is designed to enhance the banking experience for its members by eliminating unnecessary ATM surcharge fees.

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