The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily find participating financial institutions and enjoy convenient cash withdrawals, deposits, and PIN changes without incurring additional fees.

For those traveling to the United States, Exchange cardholders can utilize their debit cards to access cash through the Allpoint Network or Accel Debit Payments Network. The Exchange Network also offers a mobile app for easy ATM location and account management.

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