The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily find an ATM near them and enjoy convenient banking services such as withdrawals, deposits, and PIN changes without incurring additional fees.

For Canadians traveling to the United States, The Exchange Network allows debit cardholders to access cash through the Allpoint Network or Accel Debit Payments Network. This ensures that users can manage their finances seamlessly while abroad, maintaining the same level of accessibility as they have at home.

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