The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country, ensuring convenient cash withdrawals and deposits without additional fees. Cardholders can easily identify their membership by checking for The Exchange logo on their debit cards or confirming their financial institution's participation in the network.

For those traveling to the United States, The Exchange Network allows Canadian cardholders to access their funds through the Allpoint Network or Accel Debit Payments Network, maintaining seamless banking while abroad. The network also offers a mobile app for easy ATM location and account management directly from smartphones, iPads, and Apple Watches.

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