The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, offers Canadians a convenient way to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy benefits such as free transactions, withdrawals, deposits, and PIN changes.

For Canadians traveling to the U.S., Exchange cardholders can continue to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The Exchange Network aims to enhance financial accessibility for its members through a user-friendly app available for smartphones, iPads, and Apple Watches.

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