The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, offers Canadians a convenient way to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy seamless transactions including withdrawals, deposits, and PIN changes.

For Canadian cardholders traveling to the United States, The Exchange Network provides access to cash through the Allpoint Network and Accel Debit Payments Network. Users can check for participation by looking for the Exchange logo on their debit cards or confirming their financial institution's membership in the network.

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