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Mortgage Architects, located in Mississauga, Ontario, offers expertise in navigating the Ontario Housing and Goods and Services Tax transitions. The company specializes in providing clients with tailored mortgage solutions, particularly for new home buyers looking to understand available rebates related to the Harmonized Sales Tax (HST). Clients seeking insight into financing new homes will find valuable resources regarding rebates, including significant savings on properties priced under $500,000, as well as additional federal GST new housing rebates. With a focus on various qualifying housing types, the firm aims to support individuals in making informed decisions for their primary residences. Generated from the website

Cummings Ray, a Level 1 Mortgage Planner with Mortgage Architects, excels in providing tailored mortgage solutions across Ontario and Atlantic Canada. With access to over 50 lending institutions, including major banks and credit unions, Ray designs customized mortgage plans to cater to diverse needs, whether for home purchases, investment properties, or refinancing options. Emphasizing the significance of smart mortgage planning, Cummings Ray aims to aid clients in achieving their financial goals while ensuring a smooth and positive experience through personalized service. As part of a national network backed by experienced professionals, the brokerage helps clients navigate the complexities of mortgage options, making homeownership achievable and sustainable. Generated from the website

Independent advice, it just makes sense. We'll handle your investment, insurance, mortgage, and financial planning needs by providing choices you can understand. Know you're making the right decisions for your future. With years of experience in the financial industry, William Chan excels in comprehensive financial planning; addressing issues that may have been overlooked by clients and their past advisors. His detailed knowledge of products and strategies allow him to develop customized solutions that are guaranteed to provide an unbiased view to one's situation. Since 2016, I am a proud holder of multiple designations: CERTIFIED FINANCIAL PLANNER (CFP®), estate planner (CLU®), and health insurance specialist (CHS™).