The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for Canadians to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy benefits such as free transactions, withdrawals, deposits, and PIN changes.

For those traveling to the United States, Exchange cardholders can continue to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The Exchange Network also offers a mobile app for easy access to ATM locations and account management on smartphones, iPads, and Apple Watches.

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