The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, offers Canadians access to thousands of surcharge-free ATMs, ensuring that users can conveniently find an ATM nearby. Cardholders can easily check for participation by looking for the Exchange logo on their debit cards or verifying if their financial institution is a member of the network.

In addition to local access, the Exchange Network supports Canadian travelers heading to the United States, allowing them to use their debit cards at ATMs through the Allpoint Network or Accel Debit Payments Network. The network provides a seamless experience for withdrawals, deposits, and PIN changes, all without incurring additional surcharge fees.

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