The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across North America. Cardholders can easily identify their participation in the network by checking for the Exchange logo on their debit cards or confirming membership with their financial institution.

In addition to convenient cash access within Canada, the Exchange Network allows users to withdraw cash while traveling in the United States through the Allpoint Network and Accel Debit Payments Network. The network also offers features such as surcharge-free transactions, withdrawals, deposits, and PIN changes for its members.

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