The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country. Cardholders can easily check for membership by looking for the Exchange logo on their debit cards or by verifying with their financial institutions.

In addition to local access, the Exchange Network allows users to withdraw cash while traveling in the United States through the Allpoint Network and Accel Debit Payments Network. The service aims to enhance convenience for its members by eliminating ATM surcharge fees and providing a user-friendly app for locating ATMs.

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