The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides Canadians with access to thousands of surcharge-free ATMs across the country, ensuring convenient cash withdrawals and deposits. Members can easily identify their participation in the network by checking for the Exchange logo on their debit cards or confirming their bank's membership.

For those traveling to the United States, Exchange cardholders can utilize their debit cards at ATMs through the Allpoint Network or Accel Debit Payments Network, maintaining access to their funds while abroad. The Exchange Network also offers a mobile app for easy ATM location and account management, enhancing the user experience for its members.

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